Lincoln Financial Advisors
Focus on helping you grow your wealth and achieve your financial goals.
Beacon Financial Credit Union is excited to bring a new relationship for our members. Lincoln Financial Advisors is looking forward to providing Retirement Planning, Investment Planning and Estate Planning services to the members of Beacon Financial Credit Union.
A Wide Range of Financial Services
Retirement Planning
Financial Planning
Estate Planning
Investment Planning
Wealth Managment
Education Funding
401K/Pension Rollovers
Mutual Fund Assessments
Annuity Assessments
Retirement Planning
The key pieces of a sound financial plan are Estate/Asset protection strategies along with Retirement, Investment and Contingency Planning. We can help you put a plan together to address all these areas of your life.
Financial Planning
With retirement often lasting for 20 years or more, many are concerned about outliving their savings. In an effort to avoid this, we can help you choose the appropriate techniques to accumulate wealth for retirement income to help ensure that you can afford the retirement lifestyle you deserve.
Estate Planning
Estate taxes can significantly shrink the size of your estate. Together, we’ll focus on shielding your assets through estate tax reduction, tax payment techniques, transfer of property, and custom-designed wills and working with estate attorneys on wills and trusts that strive to leave an enduring legacy for your loved ones.
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Investment Planning
Finding information is easy but choosing suitable investments can be much more difficult. We can assist you in identifying your investment objectives, evaluating risk tolerance, developing an appropriate asset allocation and recommending alternative strategies tailored to help meet your individual needs and goals.
Meet Mickey
“By fully understanding my client’s financial and personal goals I develop a strategy that is individually customized to those who I work with. I strive to provide my clients with clarity through a personalized and goals based financial experience.”
Frequently Asked Questions
What is wealth management?
Wealth management is an investment advisory service that combines other financial services such as retirement planning, investment planning, estate planning, portfolio management, and much more to address the needs of the client.
It is a consultative process whereby the financial planner gathers information about the client's long-term goals and tailors a strategy utilizing appropriate financial products and services.
Get personalized advice from a financial planner
Making big decisions isn't always easy, especially when it comes to your retirement or investments. A financial planner will take the time to understand your unique situation and develop a plan to help you achieve your goals.
What is investment planning?
Investment planning is the process of creating a strategy to help you meet your long and short-term financial goals and objectives, such as:
- Buying a home
- Building a nest egg
- Retirement strategies
- Estate planning
- And much more
Turn your goals into an investment plan
Making big decisions isn't always easy, especially when it comes to your retirement or investments. A financial planner will take the time to understand your unique situation and develop a plan to help you achieve your goals.
What is a Mutual Fund?
Rather than investing in individual stocks and bonds, you pool your money with other investors to purchase stocks, bonds, and other securities on behalf of all investors. The investors then share equally in the profits or losses of the fund's total holdings, thus the "mutual" in mutual funds.
Let us help you achieve your financial goals
Making big decisions isn't always easy, especially when it comes to your retirement or investments. A financial planner will take the time to understand your unique situation and develop a plan to help you achieve your goals.
What is Retirement Planning?
Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk.
We're here to help prepare you for your retirement years
Making big decisions isn't always easy, especially when it comes to your retirement or investments. A financial planner will take the time to understand your unique situation and develop a plan to help you achieve your goals.
What is an exchange-traded fund (ETF)?
An exchange-traded fund (ETF) is a bundle of investments (stocks, bonds, commodities, or other assets) that are designed to track a particular index. ETFs are in many ways similar to mutual funds; however, they are listed on exchanges, ETF shares trade throughout each day, and share similar risks to those of stock such as fluctuating returns and market volatility.
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Turn your goals into an investment plan
Making big decisions isn't always easy, especially when it comes to your retirement or investments. A financial planner will take the time to understand your unique situation and develop a plan to help you achieve your goals.
What is an Annuity?
An annuity is a contract between you and an insurance company in which you make a lump-sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or at some point in the future.
Let us help you achieve your financial goals
Making big decisions isn't always easy, especially when it comes to your retirement or investments. A financial planner will take the time to understand your unique situation and develop a plan to help you achieve your goals.
Beacon Financial Credit Union has formed a strategic alliance with Lincoln Financial Advisors. Securities, investment advisory services and insurance products offered through Lincoln Financial Advisors are not insured by NCUA/NCUSIF or any other federal agency, are not deposits of any credit union, not guaranteed by the credit union, involves investment risk and may lose value up to the full value of principal invested. Beacon Financial Credit Union is not an affiliate of Lincoln Financial Advisors Corp.
Mickey Byrd is a registered representative of Lincoln Financial Advisors, Corp. Securities and investment advisory services offered though Lincoln Financial Advisors Corp., a broker/dealer and registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies. Mickey Byrd is securities and insurance licensed in Tennessee, Virginia, North Carolina, South Carolina and Kentucky. See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here.
CRN-44662631-040622